Why do I need travel insurance, I’m only thirty years old?

Don’t make any mistakes about it – you need travel insurance even of you’re only ten years old. Travel insurance isn’t only about falling ill while you are out of your house on holiday, it covers a number of possible mishaps that can occur on the road.
Just think how vulnerable you are and how many things can go wrong when you are away from home.

And then consider the peace of mind you will have when you know that if you should get caught up in some terrorist action, you slip on a step and require urgent medical attention, there is a fire in an adjoining hotel and you need emergency evacuation, or your trip organizer goes bankrupt, you are covered. In any of these events, none of which includes you becoming ill, at least you will get some kind of compensation.

Travel, especially holiday and recreation travel, should be about wonder and delight, about fun and entertainment, not about anxiety and lost money. There are many, many stories of the guy who saves for years for an around the world trip and finally he and his wife celebrate their big anniversary and fly off into the sunset. Two days later the whole dream collapses when something goes wrong, not because of illness but because of something totally unrelated, and the couple come trudging home, no holiday, all their money gone and no hope of ever collecting together another pile of money for a grand trip.

How silly it was not to have bought travel insurance. Okay, they would have missed out on the holiday but at least they would have money for another trip, even if it was only halfway around the world. Travel insurance is much more affordable than people think, whether they buy it for one trip or for unlimited annual use. Some of the travel insurance types available include flight accident insurance, trip cancellation insurance, travel medical insurance, and even custom insurance products. Nearly every conceivable mishap can be insured against, to ensure against financial loss.

We all live in a sort of unknown ‘state of the future’. Who knows what will happen to you or to your travel company from the time you book and pay for the trip until you fly? Don’t hesitate about this one – buy the travel insurance when you book the trip. You won’t be sorry.